At SnapShotPosters, Inc., we are committed to providing you with quality products
and superior service. We understand that service begins with trust. As a customer
you provide us with private information. We believe private information to mean
nonpublic personally identifiable information about you as a consumer and customer
or former customer with us. You expect that we will carefully protect this information.
We take this responsibility seriously. This notice explains how we will accomplish
this important obligation while continuing to provide you with a wide variety of
products and services that may help you meet your goals.
This Privacy Notice contains important privacy information. It forms a part of our
Privacy Policy, a copy of which is available by writing to the address listed below
in this notice. This Privacy Policy describes how we may now or may someday later
treat nonpublic personal information about you as our customer. We may change our
practices in this area from time to time.
We collect and use various types of information to service your accounts. When you
become a customer we collect nonpublic personal information about you from the following
sources:
Information we receive from you on applications or other forms; - Information about
your transactions or experience with us, our affiliates, or others; - Information
we receive from a consumer reporting agency with your authorization or from customer
lists we acquire; - Information we receive from other outside sources regarding
your credit or other relationships in order to verify information that you have
provided to us; and - Other general information we obtain about you that is not
collected for the purpose of determining your qualification for credit, or other
product or service that you have requested.
We use this information to help us administer and process your transactions and
provide products, services and other opportunities that you may need. It is our
policy to collect only that information we need for specific business purposes and
work to maintain accurate information about our customers.
We may disclose all of the information that we collect, as previously described.
We may disclose nonpublic personal information about you to affiliates within our
corporate family of service providers, such as our banking institution, finance
company or servicing company. We limit this type of information sharing among affiliates
to information about your transactions or experiences with us and other information
permitted by the Fair Credit Reporting Act.
We may disclose nonpublic personal information about you to nonaffiliated third
parties as permitted by law. For example, we may respond to lawful subpoenas or
communicate with credit bureaus. We may also provide information to a company in
order to complete a transaction that you initiated or provide information to a company
at your request.
In order to offer you a wide variety of related products and services, we may disclose
information we collect, as described above, to non-affiliated companies that perform
marketing services on our behalf or on behalf of us and another company, with whom
we have joint marketing agreements. We limit this type of information sharing with
non- affiliates to information about your transactions or experiences with us and
other information permitted by the Fair Credit Reporting Act.
If sometime in the future you cease to be a customer the policies described in this
notice will continue to apply to you. This means we may share your information as
described in this notice.
We restrict access to nonpublic personal information about you to only those employees
or affiliate who have a business reason to access such information. We maintain
physical, electronic, and procedural safeguards that comply with federal standards
to guard your nonpublic personal information. We also periodically update and test
the data processing systems and assure the integrity of the information. When we
share information with nonaffiliated companies in order to offer you products and
services, we require these companies to maintain standards for safeguarding your
information.
We train and educate all employees and independent contractors on the importance
of confidentiality and protecting customer privacy. We also train employees and
independent contractors to safeguard private information from being released accidentally
or released to individuals that may fraudulently attempt to obtain the information.
Protecting your private information is a responsibility we take seriously, and we
value the trust you have placed in us. If you have any questions about this notice
you may contact our offices at anytime by writing to us at: SnapShotPosters.com,
2097 Stagecoach Road, Suite 210, Santa Rosa, California 95404.
